The Homeownership Track is designed to provide individuals and families with the information and tools necessary to achieve responsible homeownership. Consumers have an option to have the MEDC assess their readiness to determine which sub-track they should pursue.  If assessed ready to apply, the consumer would proceed on the Homebuyer Track, if assessed continued counseling, the consumer would pursue the educational track which includes the 5-week CreditSmart series and/or 3-part Credit Tri-age series.

 

• Educational Track

  5-Week CreditSmart Series

  3-Part Credit Tri-age Series

• Homebuyer Track

  Resource planning/Advance Budgeting Workshop

  Understanding Mortgage Products in Today's Market

  Affordability & Qualifying: What loan Underwriters are Looking For

  Purchasing Foreclosures

  At The Closing Table/Understanding the Closing Documents

• Pre-requisites: None