the value of acquiring homeownership
    Homeownership is one of the cornerstones of the American Dream. It provides a foundation for building generational wealth and provides security for your family.  However, more important than achieving the goal of homeownership is sustaining it. Following the right steps to homeownership 'counting up all of the costs' will not only help you realize your dream, but will help you enjoy the benefits of homeownership for years to come. 

    The MEDC is committed to equipping you with the right tools to acquire and sustain homeownership. Scroll down to access some fun and practical tools to prepare you for homeownership.


    IF YOU WANT TO   VISIT  
       
    TAKE A QUICK, FUN ONLINE HOMEOWNERSHIP QUIZ   preparing for homeownership: quick online quiz by freddie mac
     
       
    CHECK YOUR KNOWLEDGE ABOUT PURCHASING A HOME   purchasing and owning a home knowledge check by freddie mac  
       
    CHECK YOUR MORTGAGE KNOWLEDGE   all about mortgage knowledge check
           
         


the value of preserving homeownership
Preserving homeownership preserves your family's wealth, security and peace of mind. if you are struggling to pay your mortgage, you are 'at risk'. The Making Home Affordable initiative provides real help for most borrowers. Scroll down to access resources to help you preserve your dream.

IF YOU NEED TO   CALL OR VISIT ONLINE
     
CONTACT A HUD APPROVED HOUSING COUNSELOR IMMEDIATELY   1-888-995-HOPE OR
WWW.HOPENOW.ORG
     
FIND OUT IF YOU ARE ELIGIBLE FOR THE OBAMA ADMINISTRATION'S MAKING HOME AFFORDABLE PROGRAM   MHA ONLINE ASSESSMENT
     
FIND OUT IF FREDDIE MAC OR FANNIE MAE OWN YOUR LOAN   LOAN LOOK-UP
     
LOCATE YOUR MORTGAGE SERVICER   SERVICER LOOK-UP
     
VIEW THE PRESENTATION FROM THE MEDC'S MARCH 15TH MAKING HOME AFFORDABLE INFORMATIONAL SESSION WITH FREDDIE MAC, FANNIE MAE AND BANK OF AMERICA   [PDF]
     
GATHER YOUR FINANCIAL INFORMATION TO PREPARE TO TALK TO YOUR SERVICER   BORROWER INFORMATION FORM
AND REQUEST FOR TRANSCRIPT OF TAX RETURNS FROM THE IRS
     
SEE HOW TO STRATEGICALLY REDUCE YOUR DEBT   POWERPAY TOOL
     
CREATE A STRATEGIC SPENDING PLAN/BUDGET